What can be insured
- Real estate (buildings, premises, apartments, structures, external networks, communications, interior finish, etc.).
- Movable property (furniture, household electronics, equipment, raw materials, finished goods in warehouses and shops, office technology, office furniture, etc.).
What you can insure against (risks)
- Fire, lightning strike, aircraft fall.
- Failures of heating, water supply, sewage systems, explosions of steam boilers or gas storages, etc.
- Natural disasters (earthquake, storm, hail, downpour, etc.).
- Breakage of window glass, mirrors, shop windows.
- Theft, robbery, vandalism, and other unlawful third-party actions.
Business interruption insurance
Downtime caused by an accident or other event that temporarily halts a company's activity creates losses. A business interruption policy covers lost income during the interruption and reimburses fixed costs (employee salaries, leasing payments, taxes, etc.).
The premium depends on
- The chosen property risks.
- The sum insured (the company's average profit and fixed costs).
- The type of business activity.
- The deductible – the higher it is, the cheaper the policy.
- The payment schedule.
Multiple objects
If you want to insure several objects at once, send their descriptions to us by e-mail or contact us directly.